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Taub & Bogaty, PLLC | realestatelawny.com | (516) 531-2500 For Long Island homeowners relying on sale proceeds to buy their next home, the money for the purchase is locked inside the house they are selling. Some sell first and rent until they buy. Others want to move once, which means signing a purchase contract before the sale proceeds are available. Either approach works. The second one takes planning. The Two Contracts Are Separate Agreements Your sale contract and you

Title insurance can be one of the larger closing costs in a New York home purchase, yet many buyers do not learn what it covers until they review the final numbers. It is not homeowner's insurance. It does not protect against fire, flooding, or theft. What it protects against is a problem in the property's ownership history that could surface after closing and challenge your right to the property. The lender's policy protects the bank. The owner's policy protects the buyer. C

A homeowner is hospitalized, living in a care facility, or no longer able to understand legal documents. The family agrees that the house should be sold, and someone is ready to handle the paperwork. None of that gives the family member authority to sign. The first question is not who is willing to help. It is who has the legal authority to act for the owner. The answer depends on how the property is titled and what documents were put in place before the owner became unable t

Updated September 13, 2026 You bought the house, moved in, and now you are finding out something was wrong that the seller never mentioned. Maybe water is coming through a basement wall that was freshly painted before the sale. Maybe a contractor just told you the roof was years past replacement when you closed. Maybe something was marked "no" on the disclosure form that clearly should not have been. New York still follows the doctrine of caveat emptor, "let the buyer beware,

Most real estate transactions in New York close as planned. When they do not, the legal and financial consequences depend on who walked away, why, and what the contract actually says. The deposit, often 10% of the purchase price, is usually at the center of the dispute. So is the question of whether either party has grounds to pursue something beyond it. The consequences of a collapsed deal usually come down to timing, contract language, and whether either side still has lega

After weeks of inspections, negotiations, mortgage applications, and attorney reviews, the closing is where ownership officially transfers. For buyers and sellers going through it for the first time, the process can feel opaque, and errors made here carry real financial and legal consequences. Who is in the room? What gets signed and in what order? How long does it take? What happens if something goes wrong at the last minute? New York closings follow a specific process shape

Many Long Island homeowners signed solar leases a decade ago without considering what would happen when they eventually sold. Most assumed the solar company could simply transfer the account when the time came. Then they listed the house, got under contract, and found out it was not that simple. Yes, a solar lease can delay or complicate a closing. It does not have to, but it will if no one deals with it early enough. Here is what sellers need to understand. Why a Solar Lease

Your car’s heater is blasting, the streets are lined with snowbanks, and yet — you’ve spotted the perfect house. Winter isn’t the traditional season for buying, but it can be one of the smartest. For buyers in Suffolk County and across Long Island, the colder months can bring less competition, motivated sellers, and opportunities that don’t last long. As experienced real estate attorneys in New York , the team at Taub & Bogaty, PLLC has helped countless clients close on hom

Buying or selling a home in New York can be exciting, but it’s rarely simple. One of the biggest sources of stress for buyers and sellers is discovering a problem with the property’s title. Title represents the legal ownership of a home, and if it isn’t clear, the deal can stall or even collapse. The good news is that with the right attorney and title company on your side, these problems don’t have to stand in the way of closing. Why Title Matters in a Real Estate Closing Bef

On Long Island, many homes feature additions such as sheds, pools, or decks—some of which were added years ago without proper...

Shared driveways and private roads are more common than many Long Island buyers realize, especially in older neighborhoods and coastal...

Many sellers assume that home inspections are only for buyers—but a pre-sale inspection can be a powerful tool. Whether the property is...

Buying a home is a major investment, and on Long Island, that often includes more than just the property itself. In Suffolk County and...

Living close to restaurants, shops, or offices might sound convenient—and often, it is. But when you're about to make one of the biggest...

Across Long Island and throughout New York, it's common to see homes listed with a "bonus room"

Are you thinking about buying a home on Long Island? Whether it's a co-op in Queens or a condo in Nassau, understanding the financial and...

A Certificate of Occupancy (CO) is crucial in any real estate transaction, confirming that a property complies with local building codes.

Property boundary disputes can create significant challenges during residential real estate transactions. These disputes often arise from...

Escrow agreements are vital to residential real estate transactions. They ensure that buyers and sellers meet their contractual...

Long Island has experienced significant suburban growth over recent decades, driven by a desire for more space, better schools, and a...